Setting up a budget spreadsheet

My dad works for IBM and he uses spreadsheets for everything.  I guess I inherited that from him, because I love making spreadsheets to organize my life.  I recently blogged about how I planned out the categories of my budget  for my New Year’s Resolution of learning to control my spending and save money.   Now, I’ve put all that together into a spreadsheet, so that every week, I can enter what I’ve spent and where.

Here’s a screen shot of the main page of my budget:

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By entering what I spend each week, I can make sure that I’m not going over the amount I have budgeted.  I’m keeping the non-essentials part of the budget flexible by budgeting for the total spend per month, as opposed to the amount spent on each category.  

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This second part of my budget is where I keep track of exactly what I am buying, when and where.  That way, I can track my spending and figure out if there’s some areas where I need to be more reasonable and cut back.

I may just be an organization freak when it comes to spreadsheets, but using this method really helps me to be disciplined.

Sorry if this post was a bit on the dry side.  I promise more style related stuff will be coming soon!

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0 thoughts on “Setting up a budget spreadsheet

  1. You cutie. ;) My hubby and I keep a spreadsheet for our joint budget, but my personal one is just in Word. You’ll do great with this system, tho, as you’ll be able to see everything all at once.

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